How to Protect Your Family's Assets from Devastating Nursing Home Costs

Medicaid Secrets

Author: K. Gabriel Heiser

Publisher: MedicaidSecrets.com

ISBN: 0979080118

Category: Law

Page: 237

View: 4219

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Written by an elder law attorney with over 23 years experience, this book will help anyone with a family member faced with a long-term stay in a nursing home who wishes to preserve at least some of their assets by qualifying for the Medicaid program. You dont have to be broke to qualify! For the first time ever, the inside secrets of high-priced estate planning and elder law attorneys are revealed. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the reader through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life clients situation. The book includes tips on: how to title your home so you do not lose it to the state; how to make transfers to family members that wont disqualify you from Medicaid; how annuities make assets disappear; smart tricks for spending down your assets; what to change in your will to save thousands of dollars if your spouse ever needs nursing home care; avoiding the states reimbursement claim following the nursing home residents death; and much more. Completely up-to-date, the book includes the massive changes made by the Deficit Reduction Act of 2005 as well as the December 2006 Tax Relief and Health Care Act amendments.

HT PROTECT YOUR FAMILYS ASSETS

Author: K. Gabriel Heiser

Publisher: Phylius Press

ISBN: 9781941123058

Category: Law

Page: 318

View: 4325

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Written by an elder law attorney with over 25 years of experience, this book will help anyone with a family member faced with a long-term stay in a nursing home who wishes to preserve at least some of their assets by qualifying for the Medicaid program. You don't have to be broke to qualify! For the first time ever, the inside secrets of high-priced estate planning and elder law attorneys are revealed. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the reader through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life client's situation. The book includes tips on: how to title your home so you do not lose it to the state; how to make transfers to family members that won't disqualify you from Medicaid; how annuities make assets "disappear"; smart tricks for "spending down" your assets; what to change in your will to save thousands of dollars if your spouse ever needs nursing home care; avoiding the state's reimbursement claim following the nursing home resident's death; and much more. The 2017 Eleventh Edition has been revised and completely updated to incorporate all changes in the law as of January 1, 2017, and includes two chapters on Veterans' benefits.

How to Protect Your Family's Assets from Devastating Nursing Home Costs

Medicaid Secrets

Author: K. Gabriel Heiser

Publisher: N.A

ISBN: 9780979080135

Category: Law

Page: 264

View: 1901

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Written by an elder law attorney with more than 24 years' experience, this book can help anyone with a family member facing with a long-term stay in a nursing home who wishes to preserve assets by qualifying for the Medicaid program. (Legal Reference)

The Complete Guide to Medicaid and Nursing Home Costs

How to Keep Your Family Assets Protected

Author: Joan M Russell,Atlantic Publishing Company

Publisher: Atlantic Publishing Company

ISBN: 1601381530

Category: Family & Relationships

Page: 288

View: 9457

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A comprehensive guide to understanding Medicaid and nursing home costs that provides legal advice on protecting personal assets, state and federal laws regarding nursing care facilities, and information on wills and trusts.

Medicaid Planning: A to Z (2018 Ed.)

Author: K. Gabriel Heiser

Publisher: Phylius Press

ISBN: 9781941123089

Category: Law

Page: 540

View: 6095

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If you wish to advise clients how to qualify for nursing home Medicaid while protecting their assets, this is the definitive book! Written by an elder law attorney with over 25 years of experience, this manual is the professional edition version of attorney Heiser's best-selling Medicaid Secrets book. This manual is geared toward attorneys, accountants, and financial advisors seeking up-to-date and accessible information on the Medicaid program rules as well as a complete analysis of available Medicaid asset protection techniques for their clients. Includes a summary of all income and asset rules for both married and single individuals, together with numerous examples and several case studies, which take the planner through the same thought processes that an experienced elder law attorney would go through when analyzing a real-life client's situation. The book includes tips on: how to title the home so the client does not lose it to the state; how to make transfers to family members that won't disqualify the client from Medicaid; how "Medicaid annuities" work to make assets "disappear" for Medicaid eligibility purposes; clever ideas for "spending down" assets; what to change in a client's will to save thousands of dollars if the spouse ever needs nursing home care; avoiding the state's reimbursement claim following the nursing home resident's death; and much more. The 2018 Edition has been expanded, revised, and completely updated to incorporate all changes in the law as of January 1, 2018, and includes two chapters on Veterans' benefits as well as a 39-page Ethics of Elder Law section. Completely annotated with all case citations and statutory references given in over 560 footnotes. Also includes full copies of relevant statutes and a sample filled-out Medicaid application, plus sample clauses for deeds, wills, powers of attorney, etc.

Planning For Long-Term Care For Dummies

Author: Carol Levine

Publisher: John Wiley & Sons

ISBN: 1118756606

Category: Business & Economics

Page: 360

View: 6574

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Expert advice on planning for your own or a relative’s future care needs As we live longer and healthier lives, planning for the long term has never been more important. Planning gives you more control, but it’s not easy to find accurate information and answers to your questions. That’s where AARP’s Planning For Long-Term Care For Dummies comes in. This comprehensive guide gives you questions to ask yourself and others about how best to achieve your goals, whether you have immediate needs or can take some time to sort out the possibilities. The book Covers home modifications so that you can stay at home safely for as long as you like Lays out the opportunities and costs associated with independent living, assisted living, and other options Gives you a range of driving and transportation alternatives Sorts out the various sources of care at home Helps you navigate the healthcare system Reviews the legal documents you should prepare and update Helps you determine whether you need long-term care insurance Offers checklists and other resources to help you make decisions Gives you guidance on how to talk to your family about sensitive issues If you're looking for trusted information on how to prepare for the future care needs for yourself or a relative, this sensitive, realistic, and authoritative guide will start you on the right road.

Long-Term Care

How to Plan & Pay for It

Author: Joseph Matthews

Publisher: Nolo

ISBN: 1413323111

Category: Business & Economics

Page: 384

View: 710

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People need help making good decisions about choosing and paying for long-term care. As long-term care options expand, the need for reliable, unbiased, plain-English information grows.

How to Protect Your Life Savings from Catastrophic Illness and Nursing Homes

Author: Harley Gordon

Publisher: Senior Planning Group Publications

ISBN: 9780964289604

Category: Business & Economics

Page: 225

View: 5365

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An essential resource for tracking changes in Medicaid law and developing coping strategies explores options for protecting the family home and other assets, choosing a lawyer, negotiating with a nursing home, and avoiding traps of long-term care insurance. Original. IP.

Protecting Your Assets from Probate and Long-Term Care

Don't Let the System Bankrupt You and Your Loved Ones

Author: Evan H. Farr

Publisher: Skyhorse Publishing, Inc.

ISBN: 1621535622

Category: Law

Page: 208

View: 2899

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Have you ever considered the advantages of creating a living trust? Avoiding probate through the use of living trusts is a well-known solution, but author Evan H. Farr takes this issue one step further. In Protecting Your Assets from Probate and Long-Term Care, Farr explains the need to consider both probate and the expenses of long-term care when you create a living trust. A revocable living trust, the main tool used for protecting your assets from probate, does not protect assets from the catastrophic expenses of long-term care. A very useful and popular estate planning tool, revocable living trusts are recommended by tens of thousands of attorneys across the United States and are used as the central estate planning document by millions of Americans. However, what most Americans don’t realize is that assets in such a trust are not protected from lawsuits or from the limitless expenses associated with nursing homes or long-term care. In order to help readers protect themselves from both probate and long-term care, Farr delves into the many details you should know when creating a living trust. He also outlines his Living Trust Plus™ Asset Protection Trust, which is the only type of self-created asset protection trust that allows you to avoid probate and retain an interest in the trust while also protecting the assets from being counted by state Medicaid agencies. He details the process of avoiding probate and securing assets, including: Joint ownership problems Special needs planning How to pay for the nursing home Why Medicaid planning is ethical The ten most common Medicaid myths Finding the right lawyer Protecting Your Assets from Probate and Long-Term Care will help to ensure your family does not have to reap the consequences (and expenses) of improperly creating a living trust.

MEDICAID for BEGINNERS: Coverage Tips

Author: Alexander Mayword

Publisher: Conceptual Kings

ISBN: N.A

Category:

Page: 20

View: 2226

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Medicaid was birthed from an Amendment to the Social Securities Act on July 3oth 1965. This was signed by President Lyndon B. Johnson. Medicaid came about as part of President Johnson grand plan to illuminate poverty and racial inequalities under his reform strategy dubbed the “Great Society”. A number of amendments to the Social Securities Act have made Medicaid what we know today. The program benefits at least Fifty Eight (58) million Americans.

How to Care for Aging Parents

Author: Virginia Morris

Publisher: Workman Publishing

ISBN: 0761134263

Category: Family & Relationships

Page: 691

View: 494

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Thoroughly updated and expanded, a compassionate, single-volume reference to the many emotional, legal, financial, medical, and logistical issues associated with caring for aging parents covers such areas as nursing homes, finances, finding a good doctor, legal arrangements, redefining parental relationships, and handling emotional challenges. Original.

Florida Elder Law, Medicaid Planning and Estate Planning

A Guide to Protecting Family and Property

Author: John R. Frazier

Publisher: N.A

ISBN: 9780990794004

Category: Estate planning

Page: 98

View: 6817

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The Right Advice and a Trustworthy Guide Too often, seniors and their families struggle with planning for elder care. Many are simply overwhelmed by the amount of information available, both online and in print. This book serves as a starting point to help you understand what is involved to legally protect assets, life savings, your spouse and your future as you age¿and to pass your legacy on to your loved ones. Included in Florida Elder Law, Medicaid Planning and Estate Planning: Introduction to Elder Law, Medicaid Planning and Estate Planning The Importance of Long-Term Care Planning and Estate Planning Florida Elder Law Florida Medicaid Planning Florida Estate Planning Veterans Benefits Selection of an Assisted Living Facility (ALF) or Nursing Home The Unlicensed Practice of Law in Florida

Hope 365

Daily Meditations for the Grieving Heart

Author: Clara Hinton

Publisher: Createspace Independent Publishing Platform

ISBN: 9781539991533

Category:

Page: 454

View: 9938

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Clara Hinton is best known for her writings on grief associated with child loss. Her first book, Silent Grief: Finding Your Way Through the Darkness, was published over twenty years ago and is still being used by thousands of bereaved parents. Recently Hinton released another book Child Loss: The Heartbreak and the Hope following the unexpected death of her son Mike. This book has quickly grown in popularity among those seeking hope from the heartbreak of loss. Hinton saw a need for those grieving losses to have daily nourishment for the soul, so her newest book Hope 365: Daily Meditations for the Grieving Heart was born. This book gives 365 daily gifts of hope to readers and provides the strength needed to sustain the pain of loss and grief. As Goethe said, "In all things it is better to hope than despair." When loss makes no sense, this book will bring to life miraculous moments of hope and healing.

Who Will Take Care of Me When I'm Old?

Plan Now to Safeguard Your Health and Happiness in Old Age

Author: Joy Loverde

Publisher: Da Capo Lifelong Books

ISBN: 0738219649

Category: Self-Help

Page: 336

View: 5803

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Everything you need to know to plan for your own safe, financially secure, healthy, and happy old age For those who have no support system in place, the thought of aging without help can be a frightening, isolating prospect. Whether you have friends and family ready and able to help you or not, growing old does not have to be an inevitable decline into helplessness. It is possible to maintain a good quality of life in your later years, but having a plan is essential. Who Will Take Care of Me When I'm Old? equips readers with everything they need to prepare on their own: Advice on the tough medical, financial, and housing decisions to come Real solutions to create a support network Questions about aging solo readers don't know to ask Customizable worksheets and checklists that help keep plans on course Guidance on new products, services, technology, and resources Who Will Take Care of Me When I'm Old? goes way beyond estate planning to help readers prepare for all the changes in store. Readers are empowered to make proactive plans for their own lives rather than entrusting decisions to family and community.

Nudge

Improving Decisions About Health, Wealth, and Happiness

Author: Richard H. Thaler,Cass R. Sunstein

Publisher: Penguin

ISBN: 1101655097

Category: Business & Economics

Page: 320

View: 7071

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From the winner of the 2017 Nobel Prize in Economics, Richard H. Thaler, and Cass R. Sunstein: a revelatory look at how we make decisions—for fans of Malcolm Gladwell’s Blink and Daniel Kahneman’s Thinking Fast and Slow New York Times bestseller Named a Best Book of the Year by The Economist and the Financial Times Every day we make choices—about what to buy or eat, about financial investments or our children’s health and education, even about the causes we champion or the planet itself. Unfortunately, we often choose poorly. Nudge is about how we make these choices and how we can make better ones. Using dozens of eye-opening examples and drawing on decades of behavioral science research, Nobel Prize winner Richard H. Thaler and Harvard Law School professor Cass R. Sunstein show that no choice is ever presented to us in a neutral way, and that we are all susceptible to biases that can lead us to make bad decisions. But by knowing how people think, we can use sensible “choice architecture” to nudge people toward the best decisions for ourselves, our families, and our society, without restricting our freedom of choice. More than 750,000 copies sold

Engineering a Learning Healthcare System:

A Look at the Future: Workshop Summary

Author: Institute of Medicine,National Academy of Engineering

Publisher: National Academies Press

ISBN: 0309120640

Category: Medical

Page: 340

View: 4672

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Improving our nation's healthcare system is a challenge which, because of its scale and complexity, requires a creative approach and input from many different fields of expertise. Lessons from engineering have the potential to improve both the efficiency and quality of healthcare delivery. The fundamental notion of a high-performing healthcare system--one that increasingly is more effective, more efficient, safer, and higher quality--is rooted in continuous improvement principles that medicine shares with engineering. As part of its Learning Health System series of workshops, the Institute of Medicine's Roundtable on Value and Science-Driven Health Care and the National Academy of Engineering, hosted a workshop on lessons from systems and operations engineering that could be applied to health care. Building on previous work done in this area the workshop convened leading engineering practitioners, health professionals, and scholars to explore how the field might learn from and apply systems engineering principles in the design of a learning healthcare system. Engineering a Learning Healthcare System: A Look at the Future: Workshop Summary focuses on current major healthcare system challenges and what the field of engineering has to offer in the redesign of the system toward a learning healthcare system.

Too Fat to Fish

Author: Artie Lange

Publisher: Random House Digital, Inc.

ISBN: 0385526571

Category: Biography & Autobiography

Page: 306

View: 4069

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The stand-up comedian draws on the trials and tribulations of his own life--from drug addiction and obesity to fights with his mother and his early career driving a Jersey cab--to share a collection of painfully hilarious true stories.

Communicating Risks and Benefits

An Evidence Based User's Guide

Author: Baruch Fischhoff

Publisher: Government Printing Office

ISBN: 9780160901799

Category: Health & Fitness

Page: 240

View: 8369

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Effective risk communication is essential to the well-being of any organization and those people who depend on it. Ineffective communication can cost lives, money and reputations. Communicating Risks and Benefits: An Evidence-Based User’s Guide provides the scientific foundations for effective communications. The book authoritatively summarizes the relevant research, draws out its implications for communication design, and provides practical ways to evaluate and improve communications for any decision involving risks and benefits. Topics include the communication of quantitative information and warnings, the roles of emotion and the news media, the effects of age and literacy, and tests of how well communications meet the organization’s goals. The guide will help users in any organization, with any budget, to make the science of their communications as sound as the science that they are communicating.

Divorce After 50

Your Guide to the Unique Legal and Financial Challenges

Author: Janice Green

Publisher: Nolo

ISBN: 1413322271

Category: Family & Relationships

Page: 392

View: 3116

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Today, 1 in 4 people going through a divorce are over 50. Over-50 divorces can be more financially burdensome because they usually involve alimony, retirement, health insurance, and Social Security benefits – this book covers all these issues and more.

Get What's Yours

The Secrets to Maxing Out Your Social Security

Author: Laurence J. Kotlikoff,Philip Moeller,Paul Solman

Publisher: Simon and Schuster

ISBN: 1476772290

Category: Business & Economics

Page: 336

View: 1308

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Helps those nearing retirement make the best decisions about their Social Security benefits by detailing techniques and options like “file and suspend” and “start stop start” to maximize their benefit income for a variety of different life situations.